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As an experienced provider of company benefit programs since 1993, Trillium Insurance Services, Inc. and Trillium Advisory Group, have grown to become a respected leader in the company benefits and financial services industry in Southern California. We provide over 17 years of expertise in assisting businesses with programs such as; Group Medical, Dental, Vision, Retirement Plans and now Payroll Services. In addition to group benefits, we also provide assistance and administration on Section 125 / Cafeteria Plans, Cal-COBRA and Federal COBRA. Click here for a list of the featured carriers we represent. We provide full enrollment, plan installation and ongoing customer service support. Our employee benefit services include: representation of all top quality carriers, plan design, consultation and analysis. Below is a list of providers we represent: ** Visit Our Website for Latest Reform News ** For the latest health reform developments and our perspective on the continuing modernization of America's health care system, click here to visit our Health Care Reform and Modernization News site often. COMPLIANCE FLASH! HSA and HDHP Limits Remain Unchanged for 2011
Health Savings Accounts (HSA) are designed to help individuals save for future qualified medical and retiree health expenses on a tax-free basis. A high deductible health plan (HDHP) is a consumer-driven health plan that typically offers lower premiums in exchange for higher annual deductibles compared to traditional health plans. HSA Contribution Limits
The 2011 annual HSA contribution limit for individuals with self-only HDHP coverage is $3,050 and for individuals with family HDHP coverage is $6,150 (unchanged from 2010). HDHP Minimum Required Deductibles
The 2011 minimum annual deductible for self-only HDHP coverage is $1,200 and for family HDHP coverage is $2,400 (unchanged from 2010). HDHP Out-of-Pocket Maximum
The 2011 maximum annual limit on out-of-pocket expenses (including items such as deductibles, copayments, and co-insurance, but not premiums) for self-only HDHP coverage is $5,950 and for family HDHP coverage is $11,900 (unchanged from 2010). NOTICE FOR EMPLOYER GROUPS: We now provide email confirmations of all enrollment and termination forms submitted to our office. So you know that your information is being processed, we send out confirmation emails after receipt and delivery to the appropriate carrier. In most cases, you will receive a confirmation within 10 minutes! Please make sure your email address is on file to receive confirmation reports. Click here to register. Quick Links State of CA Healthcare Quality Report Card - Rating CA HMO and Medical Groups Medicare's nationwide data on hospital performance |